2109 Chad Lane

Montgomery, IL
$ 449,900 Beds 5 Baths 2.5 Sq 2,627
Monthly Estimate* How much can I afford?

Space, flexibility, and thoughtful updates come together in this impressive 4-bedroom home featuring a first-floor office, finished basement, 3-car garage, and plenty of room to spread out! A freshly blacktopped driveway accented with brick ribbons leads to the welcoming covered front porch. Inside, an open and airy floor plan connects the vaulted living and dining areas with the spacious family room, creating an ideal setup for both everyday living and entertaining. The kitchen offers an abundance of 42" maple cabinetry, decorative backsplash, center island, pantry, and a refrigerator that's only two years old. Just beyond the kitchen, a bright sunroom surrounded by windows provides the perfect spot for casual dining while overlooking the backyard. A private first-floor den offers excellent flexibility as a home office, playroom, or potential 5th bedroom. A half bath and convenient laundry room with washer, dryer, and additional refrigerator/freezer complete the main level. Upstairs you'll find four generously sized bedrooms, including the primary suite with a walk-in closet and private bath featuring dual sinks, a soaking tub, and separate shower. Three additional bedrooms and another full bath provide plenty of space for family or guests. The finished basement adds an entirely new level of living space with a theater area featuring built-in speakers, an expansive recreation room, an additional flex space with French doors ideal for an office, home gym, hobby area, or playroom. There's also a large dedicated storage room. Outside, enjoy the beautifully landscaped backyard from the brick paver patio, easily accessed through the kitchen sliding glass door. The oversized 3-car garage includes heavy-duty stainless steel and wood shelving for additional storage. Major exterior improvements include a NEW ROOF, VINYL SIDING, AND GUTTERS IN 2025! For added peace of mind, the seller is also including a one-year HWA Diamond home warranty. A spacious, versatile home with multiple living areas inside and out-ready for its next owner!

New

  • Price
  • $ 449,900
  • City
  • Montgomery
  • Bedrooms
  • 5
  • Full Bathrooms
  • 2
  • County
  • KENDALL
  • Half Bathrooms
  • 1
  • Area
  • Montgomery
  • Lot Size
  • 0.17 Acres
  • Zip
  • 60538
  • Sqr Footage
  • 2,627
  • Year Built
  • 2005
  • Taxes
  • $ 10248
  • Style
  • Traditional
  • MLS#
  • 12761502
Listed By: eXp Realty
Data Source: Midwest Real Estate Data (MRED)

Features

General

Living Area 2627
Sewer Public Sewer
Heating Natural Gas,Forced Air
Cooling Central Air
Possession Closing
Roof Asphalt
Appliances Range,Microwave,Dishwasher,Refrigerator,Disposal
HOA Fee 55
Garage Spaces 3
Association Fee Includes Clubhouse
Architectural Style Traditional
Construction Materials Vinyl Siding
Year Built 2005
Electric Circuit Breakers
Township Bristol
Tax Year 2025
Ownership Fee Simple w/ HO Assn.
Community Features Park,Curbs,Sidewalks,Street Lights,Street Paved
Assoc Fee Paid Per Monthly
County Kendall
New Construction No
Property Type Residential
Subdivision Name Lakewood Creek West
Total Rooms 13
Full Baths 2
Status New
Directions Rt.30 to Lakewood Creek West,Right on Adam and Left on Chad to Home
High School Oswego East High School
City Montgomery
High School District 308
MLS Area Montgomery
Elementary School Lakewood Creek Elementary School
Tax Annual Amount 10248
Middle/Junior High School Thompson Junior High School
Standard Status Active
Middle/Junior School District 308
Elementary School District 308
Property Type Detached Single

Interior Features

Interior Amenities Cathedral Ceiling(s)
Basement Finished,Full
Half Baths 1
Laundry Features Main Level,In Unit
Total Bedrooms 4
Below Grade Finished Area 1033
Room Type Office,Den,Bedroom 5,Recreation Room,Theatre Room,Sun Room,Storage,Utility Room-Lower Level
LivingAreaSource Assessor
Total Baths 3
Bedrooms Possible 5
Bathroom Separate Shower,Double Sink

Exterior Features

Parking Features Asphalt,Garage Door Opener,Yes,Garage Owned,Attached,Garage
Water Source Public
Total Parking 3
Foundation Details Concrete Perimeter
Lot Dimensions 61X120
Lot Size Acres 0.17
Waterfront Y/N No
Other Equipment CO Detectors,Sump Pump

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Chicago, IL office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Lakewood Creek Elementary School
Middle School Thompson Junior High School
High School Oswego East High School

Price History

9/17/2026 Listed $449,900

Property vs Zip Code Average in 60538

Price
AVG $430K
$450K
Taxes
AVG $7,528
$10,248
Year Built
AVG 2006
2005

Areas That We Cover

2109 Chad Lane Montgomery, IL is a Single Family Home for sale at $449900 with 2627 sqft and a lot size of 0.17 Acres Acre(s). 2109 Chad Lane Montgomery has 5 bedrooms, 2 baths and was built in 2005. The property's zip code is 60538 which is in Montgomery, IL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.