Dan Ristau

20 Academy Street

German Valley, IL
$ 115,000 Beds 3 Baths 1 Sq 1,064
Monthly Estimate* How much can I afford?

A Small Town with a Big Heart Welcome to Germantown, a community where history isn't just in the books-it's in the streets, the traditions, and the friendly "hello" from your neighbors. Known for its rich heritage and deep-rooted sense of togetherness, Germantown offers the peaceful, secure lifestyle of a small town while keeping you connected to everything you need. The Canvas for Your Dream Home Located on a quiet street, this 3-bedroom, 1-bathroom home is a true "diamond in the rough" waiting for the right visionary to polish it. Whether you are an ambitious DIYer, a first-time homebuyer looking to build sweat equity, or an investor seeking a high-potential rental, this property is your blank canvas. Main Level: A functional layout with three bedrooms that offer great natural light. The Lower Level: The full basement is a game-changer. Currently a clean slate, it's waiting to be transformed into a cozy family room, a home gym, a workshop, or the ultimate "man cave" or "she-shed." The Great Outdoors: Situated on a generous .27-acre lot, the backyard is a rare find. From an expansive garden and a playground to a custom deck for summer BBQs, there is room for a myriad of possibilities to create your own private oasis. Why This Property? Opportunities to own a piece of Germantown at this price point don't come often. With a solid foundation and plenty of character, this home allows you to stop renting and start investing in your future. Bring your tools, your paint swatches, and your imagination-and turn this house into the talk of the town.

Active

  • Price
  • $ 115,000
  • City
  • German Valley
  • Bedrooms
  • 3
  • Full Bathrooms
  • 1
  • County
  • STEPHENSON
  • Half Bathrooms
  • 0
  • Area
  • German Valley
  • Lot Size
  • Zip
  • 61039
  • Sqr Footage
  • 1,064
  • Year Built
  • 1977
  • Taxes
  • $ 2477
  • Style
  • MLS#
  • 12545221
Listed By: Payne Realty
Data Source: Midwest Real Estate Data (MRED)

Features

General

Living Area 1064
Sewer Public Sewer
Heating Natural Gas
Cooling None
Possession Closing
Garage Spaces 1
Association Fee Includes None
Construction Materials Vinyl Siding
Year Built 1977
Township Ridott
Tax Year 2024
Ownership Fee Simple
Assoc Fee Paid Per Not Applicable
County Stephenson
New Construction No
Property Type Residential
Total Rooms 5
Full Baths 1
Status Active
Directions Put 20 Academy,German valley into your navigation.
City German Valley
High School District 221
MLS Area German Valley
Tax Annual Amount 2477
Standard Status Active
Middle/Junior School District 221
Elementary School District 221
Property Type Detached Single

Interior Features

Basement Unfinished,Full
Total Bedrooms 3
Room Type No additional rooms
LivingAreaSource Assessor
Total Baths 1
Bedrooms Possible 3

Exterior Features

Parking Features Yes,Attached,Garage
Water Source Public
Total Parking 1
Lot Dimensions 85x140
Waterfront Y/N No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Chicago, IL office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

1/12/2026 Listed $125,000
4/6/2026 8% - $115,000

Property vs Zip Code Average in 61039

Price
AVG $200K
$120K
Taxes
AVG $2,970
$2,477
Year Built
AVG 1977
1977
Visits
AVG 65
100
Data Provided by Inside Real Estate®

Areas That We Cover

20 Academy Street German Valley, IL is a Single Family Home for sale at $115000 with 1064 sqft and a lot size of Acre(s). 20 Academy Street German Valley has 3 bedrooms, 1 baths and was built in 1977. The property's zip code is 61039 which is in German Valley, IL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Dan Ristau

Dan Ristau

Broker Associate

708-846-6502

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